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Loans FAQ:


What kind of loan can I apply for?

  We have two kinds of loan. Firstly, we have secured loans - those secured on property.This means that you use your home as a guarantee to the lending company that you will keep up your repayments. Because the lender has this security, the rates of interest on loans of this kind are generally lower than with unsecured loans.

  Unsecured loans are probably more suitable for people living in rented property, or with their parents/relatives, or maybe even to people who would rather pay a higher rate of interest (and therefore higher monthly payments) rather than secure the loan on their home.

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