Discharged Bankrupt - ADM Loans
Under Bankruptcy, your assets are distributed to your creditors as fairly as possible, but will usually not be enough to settle your total debt.
After a period of time - usually 3 years - any remaining debt is written off. The bankrupt person is then known as a Discharged Bankrupt.
Discharged Bankrupts are freed from their debt and the financial restrictions of bankruptcy, but will find that their credit rating will have been seriously damaged making it difficult to be approved for loans and other credit.
ADM Loans have plans available for all circumstances, including discharged bankrupts.