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Credit Reference Agency - ADM Loans

Loans Glossary : Credit Reference Agency

A Credit Reference Agency is a company that collects and maintains details on the financial / credit activity of every person in the UK.

Details collected include loan and credit card applications, late payments, defaults, CCJs, good payment records etc. These details are provided to finance companies who use them as part of the Credit Scoring process.

For more details on Credit Reference Agencies, see our Loans FAQ.