Bad Credit - ADM Loans
Bad Credit is the term used to describe someone who is considered a high risk to lenders and other finance companies such as issuers of credit cards.
One of the most common reasons for having a bad credit rating is that, at some point in the past, you've got into financial difficulties and missed payments, defaulted on a loan or hire purchase agreement, or had debt recovery proceedings started against you.
You can also have a 'bad' credit rating if you have no financial history at all - this is called 'no credit' and is common with young people, divorcees and others who have not entered into credit agreements previously.
If you have a bad credit rating and need a loan, visit our Bad Credit Loans page to see what ADM can do for you.